Month: June 2019

Taking out disability insurance is key to protecting your assets

On Behalf of Vizzoni Law Firm, L.L.C. | Jun 20, 2019 | Asset Protection Planning

If you work a full-time job in Bridgewater, then you likely receive annual visits from a New Jersey insurance representative. They probably ask if you wish to make changes to your coverage or beneficiary designations. They probably offer you long-term disability...

Transfer of your assets to your spouse post-death isn’t automatic

On Behalf of Vizzoni Law Firm, L.L.C. | Jun 7, 2019 | Estate Planning

Many New Jersey spouses who have assets such as retirement plans, life insurance policies and investment accounts often list their husband or wife as the beneficiary on them. While there's no problem in doing that, it's important that spouses have contingency plans in...